Applicable Large Employers have significant responsibilities under the Affordable Care Act including the employer mandate and employer reporting. The first step to compliance is determining whether or not you are an Applicable Large Employer (ALE). If an employer has at least 50 full-time employees, including full-time equivalent employees, on average […] Read more »
What Is Underwriting?
Underwriting is a term frequently used in the insurance industry which means an evaluation of your health, lifestyle, and financial history. For example, in order to buy a life insurance policy you will need to complete an application and have at least a brief medical exam including blood and urine […] Read more »
Open Enrollment Begins November 1, 2015
The annual open enrollment period for individual plans will begin on November 1, 2015 and run through January 31, 2016. This is true whether you purchase a plan “on exchange” through Covered California, or “off exchange” directly from a carrier. During the open enrollment period individuals may purchase a plan […] Read more »
Sarah Aquino named Board Chair of the Folsom Chamber of Commerce
Sarah Aquino of Integrated Benefits and Insurance Services, Inc. was recently named Chairwoman of the Board of the Folsom Chamber of Commerce. Her term runs through March 2016. Read more »
Open Enrollment Begins November 15
The open enrollment period for individual health insurance plans will start November 15, 2014 and run through February 15, 2015. During this window individuals may enroll in a plan for the first time or make changes to their existing coverage. The open enrollment period applies to policies purchased through our […] Read more »
Open Enrollment for Individual Plans
The next open enrollment period for individual health insurance plans will begin on November 15 with coverage effective as early as January 1, 2015. Individuals may apply for coverage anytime during the open enrollment period which runs from November 15, 2014 to February 15, 2015. Individuals may only apply for coverage […] Read more »
“Grandmothering” Bill Signed: Takes Immediate Effect
Governor Brown signed Senate Bill 1446 (DeSaulnier) today which allows small groups with non-grandfathered health plans that were in effect as of December 31, 2013 to continue to renew those plans until January 1, 2015 and to keep those plans in force until December 31, 2015. Known as “grandmothering”, this […] Read more »
Buy a plan directly from Blue Shield through April 15
You may still buy an individual plan directly from Blue Shield through April 15. See the “Resources” tab on our home page and then click on the Blue Shield logo. Don’t hesitate to call us if you need help choosing a plan or completing the application. Read more »
Exchange Enrollment Extended to April 15
Covered California’s website, phone lines and fax lines were totally overwhelmed yesterday so the deadline to enroll in a plan through the exchange has been extended to April 15. Call us today at (916)467-4647 and we’ll help you enroll. Read more »
Covered CA applications started by March 31 must be completed by April 15
Covered California announced today that individuals who start an online application by 11:59pm on March 31, 2014 have until 11:59pm on April 15, 2014 to complete their application and select a plan. To start an application, the consumer must take at least the following steps: * Create an online account. […] Read more »